SIP Delay Calculator — Sagefarm

Every Month You Delay Has a Cost.

See exactly how much you lose when you push your SIP start date.

Monthly SIP Amount
Investment Period
Years
Delay Duration
Months
Valid range: 1 – 179 months
Annual Return
Sagefarm target returns
i
Illustrative. Based on Sagefarm target returns. Compounded annually.
If you start
today
If you start
12 months later
Cost of Delay
Wealth missed by waiting.
Cost of Delay

Delaying by 12 months
costs you dearly.

Starting today vs. delaying by 12 months over a 15‑year horizon makes a significant difference in your final corpus.

Loss Due to Delay
Scenario Start Today Delayed 12m
Amount Invested (₹)
Wealth Gained (₹)
Maturity Value (₹)
Loss Due to Delay
SIP — Cost of Delay
Start Today
Delayed Start
Loss Due to Delay
Start Today
Delayed Start
Loss
Start Today
Delayed Start
=
Loss Due to Delay

Bar heights are proportional to fund maturity value. Based on Sagefarm target returns. Compounded annually.